Are you a first-time homebuyer?

*A first-time homebuyer is an individual who meets any of the following criteria: an individual or spouse who has had no ownership of a principal residence during the three-year period ending on the date of purchase of the property; a single parent who has owned with a former spouse while married; an individual who has owned a principal residence not permanently affixed to a permanent foundation in accordance with applicable regulations; or an individual who has owned a property that was not in compliance with state, local or model building codes and which cannot be brought into compliance for less than the cost of constructing a permanent structure.